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Friday, May 8, 2026

Seven smart steps to navigate college planning—from understanding aid and funding sources to closing gaps, loans, and tax strategies—so families can make informed, cost-conscious decisions on the road to college.

Sunday, April 5, 2026

Healthcare costs don’t follow typical inflation—they’re rising faster and can vary widely. In retirement, plan for higher medical expenses, longer lifespans, and uncertain coverage. Preparing early can help you stay financially secure.

Monday, March 9, 2026

Retirement planning starts with your vision. Where you live, how you spend your time, and your lifestyle all shape your budget. Planning early helps avoid major financial adjustments later and prepares you for life’s surprises.

Friday, February 6, 2026

Marital changes don’t just affect your personal life—they can reshape your Social Security and Medicare benefits. Learn how marriage, divorce, and widowhood factor into smarter retirement planning.

Saturday, January 10, 2026

Legacy planning is more than passing down assets. It’s about pairing financial decisions with the stories, values, and lessons behind them - so your wealth and wisdom work together for generations to come.

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Sunday, December 7, 2025

Looking to give back and save on taxes? From donating appreciated assets to using RMDs, DAFs, or charitable trusts, there are smart strategies that let you support the causes you care about while maximizing potential tax benefits.

Friday, November 7, 2025

Thinking about donating from your IRA? Qualified Charitable Distributions let IRA owners age 70½+ give directly to a charity, potentially tax-free, and can count toward RMDs. Know the rules to maximize your impact.

Thursday, October 2, 2025

Over 2M seniors fall victim to scams each year. From Medicare fraud to “grandparent” calls, awareness is key. Learn the signs- and how to protect yourself & loved ones.

Wednesday, September 10, 2025

Roth IRAs can be a smart, flexible way to save for college—often avoiding FAFSA penalties, offering tax-free withdrawals, and doubling as retirement savings.

Tuesday, August 26, 2025

More retirees are choosing to ‘work lighter’—adjusting schedules instead of fully stopping—helping them stay fulfilled while keeping retirement savings strong.

Wednesday, July 16, 2025

Roth 401(k)s and Roth IRAs share the ultimate goal of tax-free distributions of earnings, but they are governed by different rules along the way. This side-by-side comparison can help determine which vehicle suits your needs best.

Tuesday, May 27, 2025

Investing in volatile, high-inflation times can be smoother with diversification, long-term focus, and expert guidance. Stay invested, stay prepared, and look for resilient companies.

Tuesday, May 20, 2025

Tariffs impact global markets, but smart investors adapt—focusing on domestic companies, diversifying, and staying informed to manage risk and find opportunity.

Thursday, April 10, 2025

Wealth management today means staying informed, diversifying, leveraging Fintech, and planning long-term with expert guidance. It’s not just about growth—it’s about protecting and aligning your wealth with your future goals.

Wednesday, March 19, 2025

Life insurance protects dependents and may build cash value. Annuities provide lifelong retirement income but can have fees. A mix of both may work for you. Consult a Latus Group professional to find the best fit for your financial goals.

Friday, January 24, 2025

Retirement planning is not just about saving money — it’s about surviving on the money you saved and may receive in retirement, such as Social Security benefits. Tax considerations are easy to overlook when establishing a retirement...

Tuesday, December 24, 2024

A critical aspect of retirement planning is understanding the rules and requirements surrounding Required Minimum Distributions (RMDs) from retirement savings accounts. An RMD is a mandatory minimum amount that retirement account...

Wednesday, November 27, 2024

The end of the year is not just a season for celebration and reflection but also a perfect time to ensure that our finances are in order. This includes crucial aspects such as wrapping up all financial contributions before the year-end...

Tuesday, November 19, 2024

Helps avoid costly financial decisions and encourage stability in turbulent times In today's unpredictable world, having an emergency fund is not just a financial recommendation – it's a necessity. The reality of unexpected expenses,...

Tuesday, November 19, 2024

Investing is an essential tool for building wealth and independence. For some, investing may seem confusing or frustrating due to the perceived risk and complex products. While investing may initially seem intimidating, it's vital to...

Tuesday, November 19, 2024

National Savings Day, celebrated October 12, is a reminder of how important it is to build a solid financial foundation. For High Earners Not Rich Yet (HENRYs), the path to financial security can seem both promising and challenging....

Friday, November 1, 2024

Charitable contributions are personally rewarding and also have the potential to be tax-saving opportunities. A donation is a gift, such as cash or property, that is given to a non-profit organization to help them in pursuit of their...

Tuesday, October 1, 2024

When the Federal Reserve cuts rates, it generally offers some relief to Americans who have felt pinched by excessive borrowing costs. The lower interest rates would make it more affordable to borrow money and lower debt payments owed...

Sunday, September 1, 2024

The 401(k) plan is an excellent way for HENRYs, high earners not rich yet, to save for retirement. Hitting the maximum contribution limit is a goal many work toward to reap the benefits of this tax-deferred saving strategy fully. But...

Thursday, August 1, 2024

An adequate emergency fund helps provide both security and flexibility We're living through interesting economic times. On the one hand, markets can be unpredictable and volatile. On the other hand, economic conditions are constantly...

Wednesday, July 3, 2024

Whatever your age, it’s never too soon to look ahead and begin giving thought to your retirement. With proper planning, you can make the transition to retirement a smooth, comfortable and confident ride. Today, more than ever, planning...

Tuesday, July 2, 2024

529 plans may offer powerful benefits for education and managing family wealth As college tuition continues to climb, 529 Plans can offer a strategic solution for parents and grandparents aiming to support the educational aspirations...

Monday, July 1, 2024

The average American worker will change jobs more than once in their lifetime. While there are multiple options such as leaving your 401(k) in your former plan if allowed, cashing out the account balance, or transferring the 401(k),...

Saturday, June 1, 2024

For kids, teens, and college students, summer break often represents freedom from schedules, responsibilities, and all those other drains on your time. Retirement actually can provide a similar level of freedom, but only if you've...

Saturday, June 1, 2024

It can be easy to lose focus on your own health needs, especially if you have other obligations. This can be an expensive mistake for several reasons. Consider these ways putting your health first can help you both physically and...

Saturday, June 1, 2024

Approximately 60 million workers contribute to a 401(k)-retirement plan. A 401(k) is a tax-advantaged retirement savings plan companies offer employees and is funded through elective salary deferrals. There are several benefits to...

Saturday, June 1, 2024

529 plans are a tool for those looking to save for college for their children, grandchildren, or any family member. While most people know that they are one of the most popular saving methods for college, many myths surrounding these...

Friday, May 3, 2024

You may have thought your digital identity was safe and not a likely target of a cybercriminal until one day, the bank calls wondering if purchases made at a store that you have never been to, 2,000 miles away, were made by you. Every...

Thursday, May 2, 2024

With the average cost of tuition and fees at private colleges exceeding $43,750 in 2021-22—while out-of-state public college students are paying nearly $30,000 per year—saving for college might feel like a monumental task.1 For many...

Wednesday, May 1, 2024

What is it? Life insurance is not only about protecting your survivors in the event of your death. Depending upon the type of policy you purchase, it can also enable you to meet specific life goals: retiring comfortably, paying for...

Wednesday, May 1, 2024

Small business owners face many challenges, which may become even more significant during inflation. As inflation hit new highs in recent years, small business owners are being tested and challenged by high costs and high interest...

Friday, April 5, 2024

An executor of an estate or trust plays a pivotal role in the legal system, especially when dealing with the responsibilities and tasks related to a deceased person's property and financial matters. The executor acts as the manager and...

Thursday, April 4, 2024

Often, there is a misconception that seeking financial help indicates incompetence or lack of financial self-sufficiency. However, seeking help is the exact opposite. High-performing individuals who excel in their respective fields...

Wednesday, April 3, 2024

Yes, even if you are a business owner or self-employed, you can receive Social Security benefits as long as you have been paying Social Security tax each year. The Social Security Administration defines you as self-employed if you...

Tuesday, April 2, 2024

If you hear the term HENRYs mentioned during a financial conversation, you may or may not be familiar with the fairly new acronym. It stands for “High Earners, Not Yet Rich,” or another way to describe them is “high earners with little...

Monday, April 1, 2024

Tips to navigate suitability within the context of financial strategies Employee Stock Ownership Plans (ESOPs) have emerged as a popular mechanism for companies to foster employee ownership and align the interests of employees with...

Friday, March 8, 2024

Financial literacy is crucial to a solid financial future and an enjoyable retirement. No matter your age, when you understand how to manage your money and finances, you can make sound financial decisions and take the needed steps...

Friday, March 8, 2024

Estate planning is a comprehensive process that involves organizing your assets and making informed decisions concerning how your wealth will be handled before and after death. It is a critical phase of wealth management, essential for...

Tuesday, March 5, 2024

Tax Season News and Survival Tips It's not easy to keep up with complex tax laws that always seem to be changing, much less figure out how they might affect you personally. Even so, it's important to consider the potential impact of...